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SOFI
Volume: 76.87M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 15 analyst ratings
Hold
Strong Buy 13%
Buy 27%
Hold 47%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is a young company with a strong presence in the financial services industry, offering a diverse range of products and services to its clients through its mobile app and website. The recent acquisition of Galileo in 2020 has further expanded its reach in the digital banking space, making it a one-stop shop for customers' financial needs. Despite a slightly lower Q2 guidance, the company's long-term outlook remains unchanged, with expected strong performance in a less favorable rate environment. Though facing competition in the market, SoFi's core lending business continues to be on solid footing, making it a good buy with potential for long-term growth.

Bears say

SoFi Technologies is currently facing significant risks including increased competition, credit risk, reliance on capital markets, regulatory risk, potential concentration risk, and potential growth/new product risks. Their recent quarterly results have also highlighted the potential downsides of their reliance on fair-value accounting and their lending business, leading to a negative outlook on their stock. Despite maintenance of their guidance for 2026, the company's reliance on favorable economic conditions and growth in lending could pose future challenges for profitability and capital ratios.

SoFi Technologies (SOFI) has been analyzed by 15 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 27% recommend Buy, 47% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 15 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jun 2, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 76.87M

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