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LOB
Volume: 286.03K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is a strong financial company with a specialized focus on small business lending, making it well-positioned to take advantage of the growing market for small business loans. Additionally, the company's portfolio of partially guaranteed loans mitigates credit risk. However, the heavily regulated nature of the banking industry presents a potential risk for the firm, as new regulations could impact its ability to manage capital and drive headwinds on balance sheet growth and earnings. The company's strong performance and positive outlook for loan growth support a higher price target for its stock.

Bears say

Live Oak Bancshares is poised to experience a decrease in net interest income due to the recent rate cuts, and its NIM should stabilize but not expand in the near future. In addition, potential economic downturns and increased competition, particularly from fintech companies, pose risks to the bank's profitability and growth potential. The upside potential from Live Oak's focus on AI and small business lending is balanced by these risks, leading to a negative outlook from a fundamental perspective.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Jun 3, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 286.03K

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